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Get Your Mortgage Capacity Report
Find out the level of mortgage you could take on following divorce or separation.
What is a Mortgage Capacity Report?
A Mortgage Capacity Report provides a comprehensive review of your ability to take on a mortgage. They are particularly useful, and often required, if you are undergoing a divorce or separation, providing valuable insights into how much you could borrow whilst excluding your previous partner. We’ve written a detailed guide if you want to know more.
What do I get?
Tailored – You’ll receive a bespoke report, tailored to your personal circumstances.
Credible – Your tailored Mortgage Capacity Report gives you greater credibility when dealing with your solicitor, and with any court staff, which may include any judge presiding over your case.
Comprehensive – We can provide details of your mortgage capacity across a variety of difference scenarios, allowing you to make informed decisions.
Broad Scope – The Mortgage Capacity Report we provide is not focused on the criteria of a specific lender, instead we’ll provide detailed examples comparing the monthly repayments across various mortgage types including fixed and variable interest rates.
Next Steps – It doesn’t just end there. Once you’re ready to apply for your mortgage we’re here to help. We’ll apply a discount to any applicable broker fee to help keep costs down.
Report Types
What's the process?
Get in touch!
You can call, email or select the report you require from the options below.
Your Review
Once we receive your enquiry, we'll arrange a chat about your personal circumstances so that we can produce a truly bespoke Mortgage Capacity Report.
Your Report
We aim to provide you with a copy of your finalised report within five working days of completing your review. If you require a report more urgently, this can be arranged for an additional fee of £75.
What's the cost?
Standard Mortgage Capacity Assessment
A Mortgage Capacity Report for one party.-
Details of maximum borrowing levels based on the criteria of a variety of mortgage lenders.
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Example mortgage illustrations showing expected costs based on your maximum level of borrowing.
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Confirmation of the maximum level of borrowing affordable to you based on your personal circumstances.
Expanded Mortgage Capacity Assessment
Our Standard Mortgage Capacity Assessment can be expanded to explore additional scenarios.-
Explore how different scenarios could affect your borrowing capacity.
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Additional scenarios could include: varying deposit amounts, changes in income, different debt levels and more.
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The inclusion of additional scenarios can be agreed during your personal review.
No Mortgage Capacity Assessment
A cost effective report to for those who are not in a position to take on a mortgage.-
A report for those where there is no question as to their inability to take on a mortgage.