Self Employed and Specialist
Don't be punished for being different. Whether you're a sole trader, director, or work in a specialised profession, our expert mortgage advisers will work with you to understand your unique needs and find the right mortgage for you.
Who We Can Help
Sole Traders
Wouldn’t it be amazing if self employed clients had the same mortgage journey as employed clients? The reality however is that lenders’ criteria are different for self-employed clients… the good news is that our advisers have helped hundreds of self-employed clients secure their mortgages, and have experience finding the right mortgage deal for those who work for themselves.
Specialist Professions
We have experience dealing with niche scenarios and specialised professions including:
- Contractors
- Professional Athletes
- Professional Landlords
- Executives
- Complex Remuneration Structures
- Foreign Nationals
- Non-Sterling Incomes
Company Directors
As with self employed clients, lenders also have specific criteria for limited company directors. We have plenty of experience working with company directors and executives to secure the right mortgage deal for them based upon their unique remuneration structure.
Specialist Lending
We can also help with the following:
- Equity Release
- Specialist Buy To Let
- Shared Ownership
Some Buy to Let mortgages are not regulated by the Financial Conduct Authority.
Our Awards
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Best Mortgage Broker (Under 10 Advisers)
What Mortgage Awards
(Highly Commended) -
Best First Time Buyer Mortgage Broker
Personal Finance Awards
(Winner) -
Best Broker Customer Service
Personal Finance Awards
(Highly Commended) -
Best Broker Customer Service
What Mortgage Awards
(Highly Commended) -
Best Mortgage Industry Newcomer
What Mortgage Awards
(Highly Commended)
Looking for advice, or have some questions?
Why choose Belle Maison Mortgages?
At Belle Maison Mortgages we provide expert mortgage advice, protection and insurance advice. We strive always to provide simple, honest advice and our trusted and versatile mortgage and protection advisers will work hard until they find the most appropriate outcome for your personal situation.
We pride ourselves on delivering an excellent service, which is reflected in the fantastic five star reviews our clients regularly leave us. We’ll work with you, on your terms, and are happy to meet remotely via video call, over the phone, or if you prefer a good old fashioned chinwag over a cuppa we’ll come to see you at your home.
What's the process?
Get in touch!
You can call, email or send us your details via our handy form. Once we receive your enquiry, we'll reach out to you to have a chat about what we can do to help you along your home buying journey. Following this we'll arrange a time for an initial appointment that suits you.
Initial Consultation
Your initial consultation can be done remotely over Teams, over the phone, or if you prefer face to face.
During your initial consultation with us, we'll take the time to understand your unique situation and discuss your mortgage needs. We'll ask lots of questions to make sure we can tailor our recommendations to suit your unique circumstances.
AiP
Your dedicated mortgage adviser will explain the buying process and will work with you to calculate how much you're able to borrow.
With your consent, a Agreement in Principle (AiP) can be completed which provides you with confirmation a lender is happy to lend based upon your circumstances. The AiP is a non-binding offer by the lender that they may be able to offer you a loan based on the information you have provided and subject to their underwriting requirements.
It should be noted that an AiP is not a guarantee that the lender will grant a loan.
House Hunting!
Once you have an Agreement in Principle, you are ready to start viewing houses! We will keep in touch until you have found the perfect home and are ready to apply for the mortgage.
Application and Completion
We will then complete the application with you with the chosen lender and submit all the necessary paperwork on your behalf, liaising with you, yours and the sellers estate agents and solicitors right through to the day of completion. We're not satisfied until we get a picture of you holding the keys to your new home!
Looking for advice, or have some questions?
Our Reviews
Our clients have lots of good things to say about why they think Belle Maison Mortgages are the “best in the business”. From first time buyers, to buy to let landlords our clients have come to trust the service we provide, comforted that we’re with them every step of the way.
Check out what our clients have to say about us below!
Overall Rating