Self Employed and Specialist
Don't be punished for being different. Whether you're a sole trader, director, or work in a specialised profession, our expert mortgage advisers will work with you to understand your unique needs and find the right mortgage for you.
Who We Can Help
Sole Traders
Wouldn’t it be amazing if self employed clients had the same mortgage journey as employed clients? The reality however is that lenders’ criteria are different for self-employed clients… the good news is that our advisers have helped hundreds of self-employed clients secure their mortgages, and have experience finding the right mortgage deal for those who work for themselves.
Specialist Professions
We have experience dealing with niche scenarios and specialised professions including:
- Contractors
- Professional Athletes
- Professional Landlords
- Executives
- Complex Remuneration Structures
- Foreign Nationals
- Non-Sterling Incomes
Company Directors
As with self employed clients, lenders also have specific criteria for limited company directors. We have plenty of experience working with company directors and executives to secure the right mortgage deal for them based upon their unique remuneration structure.
Specialist Lending
We can also help with the following:
- Equity Release
- Specialist Buy To Let
- Shared Ownership
Some Buy to Let mortgages are not regulated by the Financial Conduct Authority.
Our Awards
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Best Mortgage Broker (Under 10 Advisers)
What Mortgage Awards
(Highly Commended) -
Best First Time Buyer Mortgage Broker
Personal Finance Awards
(Winner) -
Best Broker Customer Service
Personal Finance Awards
(Highly Commended) -
Best Broker Customer Service
What Mortgage Awards
(Highly Commended) -
Best Mortgage Industry Newcomer
What Mortgage Awards
(Highly Commended)
Looking for advice, or have some questions?
Why choose Belle Maison Mortgages?
At Belle Maison Mortgages we provide expert mortgage advice, protection and insurance advice. We strive always to provide simple, honest advice and our trusted and versatile mortgage and protection advisers will work hard until they find the most appropriate outcome for your personal situation.
We pride ourselves on delivering an excellent service, which is reflected in the fantastic five star reviews our clients regularly leave us. We’ll work with you, on your terms, and are happy to meet remotely via video call, over the phone, or if you prefer a good old fashioned chinwag over a cuppa we’ll come to see you at your home.
No Obligation Meeting
Our mortgage advisers provide no obligation initial consultations ensuring you can be confident you’re working with a mortgage adviser you can trust, with no obligation to proceed in the (unlikely!) event you don’t think we’re the right fit.
Tailored Advice
Everyone is different, and so every mortgage should be different too. Our mortgage advisers take the time to get to know you and your personal circumstances so that we can find a mortgage solution tailored to your needs.
Expertly Qualified
Our team of qualified mortgage advisers boasts years of experience. Some hold advanced qualifications, meaning that we have the expertise to work through any challenges you may encounter, particularly with complex situations.
What's the process?
Get in touch!
You can call, email or send us your details via our handy form. Once we receive your enquiry, we'll reach out to you to have a chat about what we can do to help you along your home buying journey. Following this we'll arrange a time for an initial appointment that suits you.
Initial Consultation
Your initial consultation can be done remotely over Teams, over the phone, or if you prefer face to face.
During your initial consultation with us, we'll take the time to understand your unique situation and discuss your mortgage needs. We'll ask lots of questions to make sure we can tailor our recommendations to suit your unique circumstances.
AiP
Your dedicated mortgage adviser will explain the buying process and will work with you to calculate how much you're able to borrow.
With your consent, a Agreement in Principle (AiP) can be completed which provides you with confirmation a lender is happy to lend based upon your circumstances. The AiP is a non-binding offer by the lender that they may be able to offer you a loan based on the information you have provided and subject to their underwriting requirements.
It should be noted that an AiP is not a guarantee that the lender will grant a loan.
House Hunting!
Once you have an Agreement in Principle, you are ready to start viewing houses! We will keep in touch until you have found the perfect home and are ready to apply for the mortgage.
Application and Completion
We will then complete the application with you with the chosen lender and submit all the necessary paperwork on your behalf, liaising with you, yours and the sellers estate agents and solicitors right through to the day of completion. We're not satisfied until we get a picture of you holding the keys to your new home!
Looking for advice, or have some questions?
Our Reviews
Our clients have lots of good things to say about why they think Belle Maison Mortgages are the “best in the business”. From first time buyers, to buy to let landlords our clients have come to trust the service we provide, comforted that we’re with them every step of the way.
Check out what our clients have to say about us below!
I was recommended to bellemaisonmortgages by a close friend and I was not disappointed by any means . Paula and her team were fantastic from start to finish of my mortgage application . It is a very professional business and whenever I needed help , Paula was always there . Even when Paula was on holiday she was still reaching out and providing the best quality support , she made the whole process smooth and easy for me . Absolutely fantastic customer service and would 100% recommend to anyone who’s looking to get a mortgage to use bellemaisonmortgages .
Paula has been nothing but amazing from start to finish. I first contacted Paula when I was in an IVA and explained my situation, she worked with me from that point to help me every step of the way to build my credit file to be able to buy my first house. She persevered for almost 2 years to assist me in any way possible. Last week I completed on my dream home and I can honestly say I never thought it would happen. Not only did I get approved for a mortgage but Paula worked with all of the high street lenders to prove my circumstances had changed dramatically over the last couple of years and was able to secure a high street rate. I can’t thank Paula and her team for making this possible for me and my children. Thank you so much for not giving up on us, even when it didn’t seem possible.
A massive thank you to Paula for ensuring my mortgage went through smoothly and everything was in place when it was needed. Paula was responsive, proactive and clear in all her explanations from the initial call all the way through to the completion of my mortgage. I would recommend Paula to all my friends and family. Thank you again Paula x
If you need a mortgage advisor then you need to use Belle Maison mortgages. Paula has been amazing from start to finish, and has made my life so easy during what is meant to be one of the most stressful periods of your life. I even pulled out of a house purchase and purchased a different house which Paula made so easy to do, and there was no extra fee for this. She also adjusted my mortgage to a lower rate when one became available. It has been completely stress free as Paula and Louise did all of the chasing with the solicitors and sorting my insurances etc, I literally had to do nothing! If I had not used Belle Maison Mortgages I strongly believe my whole experience would have been completely different, so I am so so grateful to have had such a positive experience when buying a house. Thank you guys! P.S. Empresses loves the new gaff
We used Belle Maison recently to purchase our new home. We weren’t first time buyers this time, and have never been in a chain before so lots of this was new to us. I can’t recommend Paula and Louise highly enough. The whole transaction was made so much easier because Paula provided such an efficient service. She was informative, efficient, and helpful, and always kind and considered. We felt really comfortable having Paula and Louise involved in our transaction and it definitely helped us get where we needed to be. They were very communicative - often out of hours and on weekends which we really appreciated. They helped us work through insurance options too, which was also new to us. I’ll definitely be using the service again for my next mortgage, and will recommend them to anyone! If I could give more than 5 stars, I would ✨
Amazing from start to finish, helped us every step & made what would have been a stressful task very easy/simple. Massive thanks you.