helpful reading
Market news
The latest on interest rates, the Bank of England base rate and the housing market — and, in plain English, what it actually means for your mortgage.
Market news House Prices Set for a Gentle Rise in 2026
Rightmove expects UK house prices to rise by around 2 per cent in 2026, marking a more stable phase after a flat period. Here is what the fo…
Market news Bank of England Rate Cut to 3.75%—What It Means for Your Mortgage
On 18 December 2025, the Bank of England (BoE) cut the base rate from 4% to 3.75%, taking interest rates to their lowest level since early 2…
Market news How new energy efficiency rules could affect UK landlords and tenants
The Government is preparing major changes to energy efficiency requirements for rental properties — what the proposed EPC rating increases m…
Market news Important warning about mortgage "quick fixes" circulating online this Christmas
The FCA has issued a firm warning about so-called promissory note schemes being promoted online — here's what homeowners under financial pre…
Market news A Guide to the Autumn Budget 2025
A summary of the key announcements from Chancellor Rachel Reeves's 2025 Autumn Budget, covering tax, wages, housing, transport and public fi…
Market news End of No-Fault Evictions in Biggest Shake-Up to Renting Laws in a Generation
The Renters’ Rights Act received Royal Assent in October 2025, abolishing no-fault evictions, raising property standards, and introducing ne…
Market news First-Time Buyers Now Spend £163,000 on Rent Before Buying – Why This Matters to Homeowners and Landlords
New research shows first-time buyers now spend £163,000 on rent before purchasing — a 40% rise in a decade — with knock-on effects for homeo…
Market news Nearly 5,000 Fake FCA Scams Reported in Just Six Months
Fraudsters pretending to be the Financial Conduct Authority (FCA) have targeted thousands of people this year, with almost 5,000 fake FCA sc…
Market news When Will Interest Rates Drop and What It Means for Your Mortgage
Economists are split on how far base-rate cuts will go. What the forecasts mean for homeowners and landlords — updated since the Bank's cut…
Market news HMRC Warning After 170,000 Taxpayers Targeted by Scammers – How to Stay Protected
HMRC received over 170,000 scam referrals in the year to July 2025 — here's how to spot fake tax refund fraud and protect yourself ahead of…
Market news 5× Income Mortgages: Lenders Cutting Income Rules
Skipton, Nationwide and Yorkshire Building Society have cut the income needed for 5× and 6× salary mortgages. The new thresholds for first-t…
Market news Thousands of Landlords to Face Quarterly Tax Reporting Under New HMRC Rules
Landlords across Britain are being warned to prepare for a major tax shake-up that will affect thousands from April 2026.
Market news Mortgage Timebomb: Could Your Monthly Repayments Be About to Soar?
Millions of fixed-rate mortgage deals taken out at pandemic-era lows are ending — the average household faces a £146-a-month increase, and a…
Market news HMRC Plans to Raise Side Hustle Tax Threshold and Strengthen Anti-Tax Evasion Measures
HMRC plans to raise the self-assessment threshold for side incomes from £1,000 to £3,000 and is exploring whistleblower rewards — here is wh…
Market news Labour Government Plans to End Leasehold for New Flats
The Labour Government plans to replace leasehold with commonhold for new flats in England and Wales — what the proposed reform means for buy…
Market news Spring Statement 2025: What You Need to Know
Chancellor Rachel Reeves delivered her first Spring Statement on 26 March 2025 — here are the key announcements on housing, tax, welfare, de…
Market news Landlords Face £15,000 EPC Upgrade Bill as Government Confirms 2030 Deadline
The government has confirmed all rental properties must reach EPC rating C by 2030, with upgrade costs capped at £15,000 per home — and land…
Market news Zero Deposit Mortgages: How 100% Mortgages Work in the UK
Can you really buy a home with no deposit? How 100% and rent track-record mortgages work, the risks of negative equity, and low-deposit alte…